Product
Debt Eraser™
A Digital Reverse Amortization (DARA™) workflow that routes eligible yield toward principal reduction with guardrails and measurable outcomes.
Workflow
What happens operationally
1
Asset is tokenized and placed under third-party custody.
2
Insurance partner underwrites coverage where applicable.
3
Eligible yield portion is defined with constraints.
4
Yield is routed to accelerate principal reduction on the selected debt instrument.
Dashboard intelligence
Amortization modeling · yield vs interest arbitrage · volatility bands · liquidity stress tests · constraints and risk flags.
Core objective: reduce payoff timeline while maintaining defined risk boundaries.
Revenue logic
Orchestration fee
Annualized access to the workflow + rules engine.
Yield routing fee
Basis points applied to yield routed under management.
Performance option
Optional kicker only when payoff timeline is materially improved per defined metrics.
Sterling Strategic does not control lender pricing or insurance pricing. Sterling controls strategy, routing, and analytics.
Activate Debt Eraser™
Start with an intake that captures asset type, debt profile, goals, constraints, and risk tolerance.